After a legal tug-of-war that spanned six years and three state courts, not to mention left thousands of Michigan hospitality workers and owners in suspense, Michigan’s tip credit is once again on the verge of elimination.

​On July 31, the Michigan Supreme Court issued a ruling in Mothering Justice v. Attorney General, which inspected the constitutionality of a specific legislative maneuver used by state lawmakers nearly six years ago. While not directly ruling on the issues of minimum wage and paid sick leave, the decision nonetheless had a direct - and immense - impact on the way Michigan hospitality businesses operate.  ​

​What is your business’ niche/specialty?
Conifer Insurance Services specializes in providing A-rated, customized insurance programs for niche and underserved industry groups. We focus on delivering comprehensive insurance solutions tailored to the unique needs of these markets, often overlooked by larger national and international insurance companies.

Our key specialty areas include:
Food & Beverage:  Property and liability Insurance solutions for restaurants, bars, taverns, private clubs, and other entities in the food and beverage industry, supported by over three decades of industry experience.

Liquor Liability:  As Michigan’s leading provider of liquor liability insurance, we leverage our extensive experience to offer robust coverage for establishments serving alcohol.

Cannabis:  One of the nation’s first comprehensive insurance programs tailored to the cannabis sector, addressing the unique risks and requirements of plant touching businesses.

Mainstreet: Property and liability insurance solutions for classes that are generally hospitality related but do not meet the definition of a restaurant, bar or tavern.  These miscellaneous classes consist of vape stores, smoke shops, hookah lounges, cigar stores and cigar lounges.
​